FAQs - For Hospital Management

You have Questions. We have the Answers.

Introduction: These are questions generally asked by Hospital Management.  Look at the questions in the Blue Bar.  To see the answer, "Click" the Blue Bar.  If you have a question that is not answered here on in another FAQ, Click the "Contact CHC" Hug at the bottom of this page.

v  Other Options:  To see other FAQs or to Learn More, use the Drop-Down menu options at the top of this page.
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  For a Quote or Proposal: 
Select the option from the Drop-Down Menu.
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  To See Testimonials:  
Choose "See Testimonials" from the Drop-Down list. 

Questions and Answers

Answer:  First you are already involved because you take insurance payments.

Also, the Hospital's we've talked with are not happy with insurance companies and their payments.  They also talk about treating Patients with no insurance, not getting paid and overall profitability.  Many are looking for viable options as an alternative to closing or selling to a large hospital group.

Below are some options for increasing your income:
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Increase prices:  Most people think healthcare is already costs too expensive.  This may result in losing patients.
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Get more reimbursements from insurance and federal or state aid programs:  This will not likely happen.
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Increase prices:  Most people think healthcare is already costs too expensive.  This may result in losing Patients.
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Receive Income from related products and services:  Some have moved into more specialized Medical Services.

CHC provides your Hospital with a financial Subsidy when your Hospital offers the CHC Healthcare Plan to residents in the Community.

Following is an existing business model to support our program and proposal for you:

Long ago car dealerships learned that just selling cars was not enough.  They began offering insurance and financing, which allowed them to sell more cars and significantly increase their dealership's income.

The same can be said for Hospitals.  Provide additional services to help your Patients and receive additional, non-medical income, the Hospital Subsidy, for offering the CHC Healthcare Plan to your Patients.

All your Patients need affordable healthcare.  Your location is excellent to offer your Patients an affordable CHC Healthcare Plan.

Contact us for details and a proposal.

Answer:  Any Hospital.  We favor rural Hospitals because of their extreme financial need.

Answer:  Yes.  Legally you are OK.  You do not need an insurance license to receive financial Subsidy from CHC.  We are Subsidizing your Hospital to provide Medical Services for CHC Members that are resident in the Community. 

We offer a liberal Subsidy program for Hospitals who assist us in making the Community Healthcare Cooperative available to Patients in the Community.  We'll describe your Subsidy program in more detail in your proposal.

Contact us for details and a proposal.

Answer:  Your Financial Subsidy is based on the services you perform.  You have two options.

Option 1 - Referral Subsidy:  Simply introduce CHC. For those Patients who have a health insurance plan, ask them if they would like to have a “free”, no obligation review of their current plan.

For those who do not have insurance, ask them if they would be interested in having healthcare insurance that is affordable.  Collect some basic information and forward to CHC.

We will follow-up with each person you refer to us.  Your Subsidy is $100 for each successful sign-up.  

Option 2 - Counseling Subsidy:
Help Design the Patient's Healthcare Plan: 
Help your Patient choose the CHC Healthcare Plan's Coverages and Benefits that meets their needs and budget.

Generate a Price Quote:   Use the CHC Quote form to price the CHC Healthcare Plan.

Follow-up:   Obtain approval to join the CHC and purchase a CHC Healthcare Plan.  Prepare an order form and send to CHC for processing.

Your Subsidy:  10% of the monthly CHC Plan price.  Your Financial Subsidy is an "Annuity-Style" payment, which means you receive your Financial Subsidy each month you and your sourced CHC Member remain with CHC and a member of your Hospital.

Answer:  To anyone.  Your employees, part-timers, 1099s, volunteers and other affiliates (your "Staff).  There are no restrictions.

To all your Patients.  Many cannot afford the cost of healthcare.  Consider those Patients that you see without insurance.  Other Patients may have an employer Group plan.  CHC could cut their monthly and Out-of-Pocket cost by 50% or more.

To other people and companies.  Consider the persons and companies that regularly interact with you and your Hospital.  They all need an affordable healthcare plan.

 Help them all get an affordable healthcare plan and we'll Subsidize your Hospital.

Answer:  There are two options depending on your level of involvement.

Option 1 - Basic Introduction:   Simply introduce CHC.  For those Patients who have a health insurance plan, ask them if they would like to have a “free”, no obligation review of their current plan.

For those who do not have insurance, ask them if they would be interested in having healthcare insurance that is affordable.  Collect some basic information and forward to CHC.

We will follow-up with each person you refer to us.

Option 2 - Counseling Service:  Help your Patient choose the CHC Healthcare Plan's Coverages and Benefits that meets their needs and budget.  Use the CHC Quote form to price the CHC Healthcare Plan.  Obtain approval from your Patient to join the CHC and purchase a CHC Healthcare Plan.  Prepare an order form and send to CHC for processing.

Answer:  No.  Your Staff and Patients can "Opt-In" or "Opt-Out" at any time.

Answer:  Yes!  Let your Staff and Patients individually decide which healthcare plan they want to have.

Contact us for details and a proposal.

Answer:  Tell your Patients you are concerned about their financial health as well as their physical health.  Tell them there is no cost or obligation to receive a healthcare insurance affordability check.

All marketing materials are approved by you before use.  The marketing material states that you entered into a relationship with CHC to help lower their healthcare costs.

Ask us for samples of the marketing material we have successfully used with other Medical Providers.

Answer:   You will not divulge any HIPAA related information to us.  Only the Patient's contact information.  We only use medical information disclosed to us by the Patient in order to provide them with a quote.

Everyone Saves Money  

ü   Your Healthcare Plan is about 50% less expensive than any ACA or Group plan
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  You can Include any person, regardless of age, even pets
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  Your Medical Services cost less because of CHC Medical Provider discounts
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  All Medical Services are available: dental, vision, hearing, holistic, and more.
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  Your Prescription Medications are Reimbursed 100%, No Co-Pays
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  You can receive Healthy and Family Discounts
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  You can receive qualifying low-income subsidies
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  Deductible and Co-Insurance Costs are eliminated
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  Your Out-of-Pocket Financial Risk is reduced because you select your Co-Pays
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  Medical Provider “Network” Requirements are eliminated
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  You can use any Medical Provider
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  You receive a Community Healthcare Savings Account (CHSA)
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  CHC matches your CHSA contributions dollar-for-dollar + Pays 5% interest
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  You receive the CHC Concierge Service for billing reviews and healthcare advice
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  You can have Loss of Income protection for CHC, ACA and Group insurance plans
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  Covid Coverage is included
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  World-Wide coverage is available
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  Variable contract term from 1 month to 3 years
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  Price Lock guaranty up to 3 years for all Benefits and Coverages
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  Your CHC Healthcare Plan can be fully paid by CHC; Free Healthcare
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  A Dedicated Team that stands with you as your healthcare Advocate
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You are part of a Community-Wide Healthcare Initiative of People Insuring People.

No other Healthcare Plan can match CHC's Benefits and Coverages you can Receive

 

The following Table shows three different CHC Healthcare Plan's compared to a traditional ACA and a typical Group Insurance plan.

The CHC prices include popular coverages such as wellness visits, test and vaccines.  Each column under the plan shows the Coverages and Benefits.  Each CHC plan can be further personalized to meet the needs of each Affiliate's needs and budget. 

Answer:  You have several options.

Request a Proposal:  To see how much Financial Subsidy you can receive, Click the "Request a Proposal" HUG.

Request a Quote:  To receive a healthcare Quote for your Hospital Staff, Click the "Request a Quote" HUG.  The RFQ Form will appear.  Time to complete, less than 5 minutes.  Then send the Form to us.  We'll be back to you within 24 hours. 

Design Your Own Healthcare Plan:  Go to "Quotes & Proposals" and select "For Employers".  A Design Form will appear. Follow the directions, make your selections.  Then send the Form to us.  We'll be back to you within 24 hours with our comments and suggestions.  Then you can finalize your plan.  Implementation can begin in about one week.

Learn More:  We suggest you review some of the other FAQs.  Particularly, the FAQs about the Community Healthcare Cooperative and the FAQs about CHC and Other Healthcare Plans.

Have Questions:  Click the "Contact CHC" HUG.

Thanks for your continued interest. 

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