Introduction: The Home Page introduced you to how CHC can benefit you and your Organization. This page presents more details. In specific, we are offering you two Proposals. One, to help your members and receive a Donation from CHC. Two, to help your Staff have an affordable Healthcare Plan.
Donation Proposal: Offer the CHC Healthcare plan to your members and receive Donations from us.
Your first reaction may be "Why?" We have some novel thoughts for you. Please read on.
Affordable Healthcare Proposal: Offer the CHC Healthcare plan to your Staff as your main healthcare plan or as an optional choice with your current "Group" plan. You can include volunteers and other non-employees.
To Receive Your Financial Reimbursement Proposal: Click the "Request a Proposal" HUG at the bottom of this page.
To Receive a Healthcare Quote: Click the "Request a Quote" HUG or use the Drop-Down Menu "Quotes & Proposals".
To Learn More: Click a Blue Bar. If you still have questions, go to the FAQs.
To contact us or to ask us to contact you: Click a HUG at the bottom of this page.
Your Mission: Non-Profit, Charity and Religious Organizations are generally formed to provide benevolent services to the community.
The Red Cross provides emergency relief and support. Social Advocacy groups generally promote social projects. Church organizations offer their members benevolent and spiritual help.
Fund raising is an on-going activity that is needed to be able to continue to offer your benevolent services.
We believe Healthcare is a benevolent and social need.
We created the CHC Donation Program to advance the initiatives of benevolent organizations like yours.
For the people you serve: For convenience, we'll call these people your "Clients". Many will qualify for state or federal aid. However, others will not. They may have an income that disqualifies them, and not enough income to afford traditional healthcare insurance. These people need help. You are on the front line and in an ideal position to offer your Clients the affordable CHC Healthcare Plan.
For Your Staff: Non-Profit Organizations frequently have many part-time and volunteer people; your "Affiliates". Unfortunately, because of certain rules, Organizations cannot offer traditional Group insurance to its Affiliates. Even if you could, it's likely your Affiliates couldn't afford the cost. CHC is proposing offering CHC to all your Affiliates.
You have two Options: Your Donations are paid to you for each of your Clients you sponsor and who join CHC. The amount of your Donations is based on the type of services you perform. You Have Two Options:
Option 1 - Referral: Simply introduce CHC to your Clients. For those Clients who have health insurance, ask them if they would like to have a “free”, no obligation review of their healthcare insurance plan.
For those Clients who do not have insurance, ask them if they would be interested in having healthcare insurance that is affordable.
Collect some basic information and forward to CHC. We will follow-up with a CHC Healthcare Affordability Review for each Client who answers “Yes”. Your Referral Donation amount will be shown in your Proposal.
Option 2 - Counseling: Have a staff person perform the CHC Healthcare Affordability Review (the Quote). This would normally be done at the time you first meet with your Client. Otherwise, whenever they come back for help. The time to do a Quote is about 5 minutes or less.
Next, review the results with the Client. The review process takes on average about 10 minutes. Then, if the Client wants to join CHC and purchase a CHC Healthcare Plan, help the Client complete a short application and forward to CHC for processing. This takes about 10 minutes.
Your Counseling Donation is an Annuity-Style Donation. This means it will continue month-after-month, year-after-year as long as your Client remains a CHC Member and you remain affiliated with CHC.
Recommendation: This Counseling Donation option has the greatest Donation amount and is the longest paying. The Annuity Donation is much better than the one-time, Referral Donation.
With either Option it will be another great service offered by your Organization for the benefit of your Clients.
Action: Request a Proposal. When you receive a proposal from us, you'll see that the CHC Donation Program can make CHC one of your largest donors.
v We can significantly lower your plan's monthly cost
v We can significantly lower your Staff's Out-of-Pocket costs
v CHC is for all full-time, part-time, 1099, and even volunteers: your "Staff".
v No Need to "Subsidize". Your cost is more affordable for you and your Staff.
v Your Staff can select the Coverages and Benefits they want
v Their Prescription Medications are reimbursed 100% with no Deductibles
v Your Staff can use any Medical Provider: No Network requirement
v Your Staff can use any Medical Service: Traditional and Non-Traditional
v Your Staff can receive Discounts and Subsidies
v Your Staff can receive a "Free" CHC Healthcare Plan
To Start: We're going to use some financial terms.
Transactional Income is what you receive when you sell a product or a service. You get paid once per transaction.
Annuity Income is when you receive income without doing anything. Of course, you must do something once. But after that one event, you would receive continuing income.
Annuity Income is much better than Transactional Income. Especially if you want to build a business, take time off, enjoy life and family, and not have your income suffer!
A Financial Model to Consider: In the financial world, your Clients would be classified as “Non-Performing Assets”. Because you only receive compensation when you perform a billable product or service or receive a donation.
Only when you bill and get paid or receive a donation are your Clients classified a “Performing Asset”.
Annuity Income turns you Clients into full-time "Performing Assets. Even if you never sell them another product or service or receive another donation.
The Model - Consider an airline. Until the airplane flies with paying customers, the plane is a cost, a Non-Performing Asset. Every empty seat is loss income. When the plane flies with paying customers, the plane is a revenue producer, a “Performing Asset”. More paying customers, more income. The same applies to your Organization.
Moving Forward: Currently, your Clients are primarily Non-Performing Assets. Your Clients offer you the opportunity to receive significant, non-service, Annuity income.
The CHC Financial Subsidy Program turns your Clients into full time, Performing Assets. The more Clients who join CHC, the more Donations you receive from CHC.
Some of your options for increasing your Donations:
v Contact more Benefactors: You are probably doing this already!
v Get more reimbursements and aid from federal or state programs: Difficult to say if the government will continue to provide such aid and support!
v Receive Income from products and services that can be offered to your Clients: This is the CHC Donation Program!
Think About How CHC Can Change Your Organization's financial future!
Your Client's Headache: Traditional healthcare insurance has become completely unaffordable for everyone, including your Clients. Both monthly and again when your Clients have to pay their plan's deductible and co-insurance costs.
Reports show that fewer people have health insurance. Yet, they still need basic wellness and non-routine medical services. For routine medical services they may use their primary care doctor or go to the closest hospital. If your Client has a major medical issue, they must go to a hospital. In either case, your Client may not have the money to pay for their Medical Services.
Helping Your Community: Many of the people in your Community cannot afford traditional healthcare insurance. Employers can't afford Group insurance.
We can provide your Clients with an affordable Healthcare Plan that will save them up to 50% on their monthly cost. More importantly, savings of up to 80% on their deductible and co-insurance costs. CHC also provides financial assistance, low income subsidies, healthy and family discounts.
How Can CHC Do This? CHC aggregates funds from all members of your Community: individuals, families and employers. These aggregated funds are used to pay your Client's Medical Services.
You should also consider CHC for your staff. Your Staff is like everyone else. Each needs an affordable healthcare plan that can be tailored to their needs and budget.
Let us do a Proposal for you and a Quote for your staff to see how beneficial CHC can be for you and them.
Your Staff are just like all other people in your Community: They have families and the same healthcare needs. They have a budget.
Consider this, lowering their healthcare cost is just like giving them a raise. Even better because "their raise" doesn't cost you anything.
What About their Cost: First, consider their monthly cost. We can lower this cost by about 50% compared to any Group or ACA plan. This makes CHC the most affordable healthcare plan they can get,
Next, consider a Group plan's Out-of-Pocket cost. The average is over $7,000. With CHC, each Staff person can limit their Out-of-Pocket cost to only $1,000. An amount that is much more affordable.
What About your Cost: If you are offering your Staff a healthcare plan, we can reduce your cost. Even eliminate any subsidy you are now paying. Because the CHC is so affordable, and likely less than what they would normally have to pay, the need for a subsidy is significantly reduced.
If you are not offering a healthcare plan, now is the time!
Suggestion: Take a few minutes to read "Learn More - For Employers". Also, take a close look at the monthly and Out-of-Pocket cost shown in your current Group plan policy agreement. We think you'll be surprised at the costs!
Let us do a quote for your Organization to see how beneficial CHC can be for you and them.
Auto Dealerships: How People Buy Cars - How Dealerships Sell Cars
How People Buy Cars: They locate a reputable dealer. They go to the dealership. They probably look at some cars and the pricing before going inside to talk with a salesperson. Once inside, they'll be shown options. This is the fun part. They are choosing what they want. They are "building" their car.
Now it gets down to the business of buying the car. This is not fun. The salesperson and the sales manager are back and forth until finally everyone agrees on the price. But for the dealership, the process is not finished.
How Dealerships Sell Cars: Long ago car dealerships learned that just selling cars was not enough. They began offering insurance and financing, which allowed them to sell more cars and significantly increase their dealership's income.
Dealerships created the Finance and Insurance (F&I) person. After the "Sale was Made" the F&I person takes care of the "paperwork" and creates another major income stream for the dealership. In many cases, the income is greater from F&I then from the sale of the car. In addition, the F&I creates an "Annuity-Style income for the dealership.
Just Like CHC is proposing for you and your Organization.
How Your Organization can use this Successful Model:
Clients Come to your Organization for Help: What should be obvious to you is most of your Clients have multiple issues. The cost of their healthcare is one of them. And this is not being addressed. Many may not even have insurance because of the cost. How about offering your Clients an affordable healthcare plan?
Medical Financial Aid: Like Car Dealerships, offer CHC to all your Clients. Offer to do an "Insurance Affordability Check". Run a CHC Quote. See how much money you can save your Client. Offer a complete Service; Your regular services plus affordable healthcare.
Summary: Provide additional services to help your Clients and receive Donations from CHC. All your Clients need affordable healthcare. Your location and service objectives are excellent to offer all persons in your Community an affordable CHC Healthcare Plan.
Action: Contact us to receive a proposal showing your potential Donation opportunity.
ü Your Healthcare Plan is about 50% less expensive than any ACA or Group plan
ü You can Include any person, regardless of age, even pets
ü Your Medical Services cost less because of CHC Medical Provider discounts
ü All Medical Services are available: dental, vision, hearing, holistic, and more.
ü Your Prescription Medications are Reimbursed 100%, No Co-Pays
ü You can receive Healthy and Family Discounts
ü You can receive qualifying low-income subsidies
ü Deductible and Co-Insurance Costs are eliminated
ü Your Out-of-Pocket Financial Risk is reduced because you select your Co-Pays
ü Medical Provider “Network” Requirements are eliminated
ü You can use any Medical Provider
ü You receive a Community Healthcare Savings Account (CHSA)
ü CHC matches your CHSA contributions dollar-for-dollar + Pays 5% interest
ü You receive the CHC Concierge Service for billing reviews and healthcare advice
ü You can have Loss of Income protection for CHC, ACA and Group insurance plans
ü Covid Coverage is included
ü World-Wide coverage is available
ü Variable contract term from 1 month to 3 years
ü Price Lock guaranty up to 3 years for all Benefits and Coverages
ü Your CHC Healthcare Plan can be fully paid by CHC; Free Healthcare
ü A Dedicated Team that stands with you as your healthcare Advocate
ü You are part of a Community-Wide Healthcare Initiative of People Insuring People.
The following Table shows three different CHC Healthcare Plan's compared to a traditional ACA Insurance plan.
The CHC prices include popular coverages such as wellness visits, tests and vaccines. Each column under the plan shows the Coverages and Benefits. Each CHC plan can be further personalized to meet your needs and budget.
You Have Two Choices
Design Your Own Plan: By Clicking the "Design Your Own Plan" graphic, a form will appear. Simply choose the Coverages and Benefits you want in your Company Plan. Then you will see your CHC Healthcare Plan's price.
When you finish, send us the form. We'll review, maybe offer some suggestions. Upon your approval, we'll design your Implementation Plan.
Remember, each of your Staff will still be able to personalize their plan.
Request a Quote: Have us Design a Plan for and with you by Clicking the "Request a Quote" graphic. A form will appear. Answer a few questions. Send the form to us and we'll get back to you with a Quote. Then, with our help, you can make changes to fit your needs and budget.
With your acceptance, we'll immediately start implementing your CHC Program.
If you want us to contact you or have questions
Click one of the "Contact" HUGs at the bottom of this page.