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Healthy:  If in good health with no medical issues.

Slight:  If there are medical conditions not requiring regular physician evaluations.

Moderate:  If there are any medical conditions requiring regular physician evaluations or the use of tobacco.

Severe:  If there are any Pre-Existing or serious medical conditions such as: Cancer, Stroke, Heart Disease, Kidney, Liver or Lung Disease, Diabetes, Disc Disease, Rheumatoid Arthritis, and Immune Disorders.